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Tuesday, 29 September 2020

SBI waives processing fees on car, personal, gold and home loans, launches in-app loan facility instead of going to branch

SBI waives processing fees on car, personal, gold and home loans, launches in-app loan facility instead of going to branch


The bank has launched several festive offers in which you will get this facility on loan
If you buy a home in a ready-made project, your processing fees will be waived and interest will be lower

State Bank of India (SBI), the country's largest bank, has offered great convenience to its customers. The bank said it would no longer charge processing fees for home loans, car, gold and personal loans. It has been 100% forgiven. However, for this the customers have to apply from the bank application YONO. The bank has also announced all other offers for the festive season.

The bank announced festive offers
The special festive offer has started, the bank said in a press release. Home loans are the main one. This will also waive the full processing fee on projects that have been completed. There will be no processing fees for home buyers if applied for this project. SBI said that customers who have a good score will be given a special discount of 10 BPS or 0.10% interest. This will depend on the loan amount. In addition, home buyers will get a rebate of 5 BPS interest if they have applied through YONO.

36 month offer on gold loan
For customers who want to take a gold loan, there is a flexible repayment option. It can be paid for up to 36 months. Its interest rate will be 7.5%. In the festive offers, the bank has focused on all types of loans. Similarly, the bank has offered only 9.6% interest on personal loans to cover more expenses. While such loans are available at an interest rate of more than 15%.

Car loan at 7.5% interest
Those who want to take a car loan have also been offered, the bank said. SBI has offered the lowest interest rate car loan at 7.5%. With this, on-road finance will get 100%. It will only be available on selected models. The SBI also said it would approve the principal on cars and gold loans. Applicants from YONO will get this facility.

READ SBI LOAN PROCESSING FEE NEWS REPORT

All loans will be paperless and pre-approved
Similarly, any paperless, pre-approved personal loan and Insta Gome top up loan can be taken. SBI customers can SMS 567676 PAPL for information about all these loans. SBI wants to do business by making YONO app a separate company. Currently the value of this application is very high. Therefore, the cost of SBI is very high and that is why SBI is making such a plan.

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