- By Alpesh Parmar , Veraval ( Gir Somnath )

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Sunday, 31 May 2020

The loan repayment deadline was extended to 31 August, Types of agricultural loans

The loan repayment deadline was extended to 31 August, Types of agricultural loans

An important decision in the interest of the farmers of the state

- The deadline for repaying loans to farmers has been extended for another 3 months to August 31, 2020, following a presentation by the state government.

Agricultural loans are available for farming purposes. Farmers can apply for loans for cultivation of cereals as well as purchase of equipment for occupations such as horticulture, aquaculture, animal husbandry, floriculture. There are also special loans for purchasing agricultural machinery such as tractors, harvesters and trucks. Loans can also be taken for construction of biogas plants and irrigation systems as well as purchase of agricultural land. Here is some information about agricultural credit and loans provided by us.

 kishan loan

IMAGE SOURCE: BJP4GUJARAT

Farm Storage Facility Loans (FSFL) give you farm-storage facility for your crops and products. Storage of wheat, barley, rice, soybean, groundnut, oilseeds, lentils, peas, hay, biomass, fruits and vegetables.

Farm operating loans

Operating loans help farmers with day-to-day needs or expansion needs. They come in direct and indirect options. Indirect loans are provided by a private lender but can be guaranteed by the FSA. This loan is more guaranteed, up to 95% of the indirect loan amount. Private loans can be taken due to other circumstances.

Farm ownership loans

Like operational loans, proprietary loans offered by FSA come in the form of guaranteed and direct loans. It has the same interest rate as an operating loan. This money is needed directly to buy land, livestock, crops or machinery, which is needed to acquire ownership of a farm for commercial production. In addition to the credit requirement the farm owner must have experience in the farming industry to promise the successful operation of a new business.

Fisheries Finance Program::

Designed for specific fishing projects suitable under this program. 80% of which are eligible for credit. This loan program is designed to refinance private debt on a fishing vessel or to provide maintenance and repairs on an existing vessel.

Farm labor housing::

In which U.S. Provides loans and grants through the Department of Housing and Rural Development's Rural Housing Initiative. The program provides capital for housing construction or relocation for rural agricultural workers. The program aims to simplify housing facilities, and may include the replacement or repair of furniture in housing structures.



In addition, these loans or grants can be extended to large farming projects.

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