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Tuesday, 2 January 2018

Breaking News:- CRC/BRC/URC Post Exam 2018 Call Latter Declared.

Breaking News:- CRC/BRC/URC Post Exam 2018 Call Latter Declared.
Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.
An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms, and must involve something in which the insured has an insurable interest established by ownership, possession, or preexisting relationship.
        General insurance can be categorised in to following:
Motor Insurance: Motor Insurance can be divided into two group, one is car Four wheeler insurance and other is two wheeler insurance.

Health Insurance: Common types of health insurance includes, individual health insurance, family floater health insurance, comprehensive health insurance and critical illness insurance.
Travel Insurance: Travel insurance can be broadly grouped into Individual travel policy, Family Travel policy, student travel insurance and senior citizen health insurance.
Home Insurance: Home insurance protects house and its contents in bad time.
Marine Insurance: Marine cargo insurance covers goods, freight, cargo and other interests against loss or damage during transit by rail, road, sea and/or air.
Commercial Insurance: Commercial insurance encompasses solutions for all sectors of the industry arising out of business operations.

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